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Interest free credit.

Spread the cost of your new floor. No interest to pay.

Work out your payments Find a showroom

How it works.

Pay a deposit, then equal monthly payments.

Representative example

Representative APR0% APR

Cash price
£1,000.00
Deposit (20%)
£200.00
Amount of credit
£800.00
Rate of interest
0% fixed
Duration
24 months
Monthly payment
£33.33
Total amount payable
£1,000.00

Also available over 10 and 12 months. Minimum spend £500 on selected products. Fitting charges are not included in the credit.

Choose your term

Spread the cost over 10, 12 or 24 months.

Settle any time

Pay off what you owe early whenever you like, at no extra cost.

First payment later

Your first payment is due about a month after your fitting or delivery.

Work out your payments.

Pick a term to see how it could look.

£

How long?

For illustration only, based on a 20% deposit and the finance price of your goods. Fitting charges are not included. Your exact figures will be confirmed in store. Subject to status.

Illustration
£50.00a month
Order total
£1,500.00
Deposit (20%)
£300.00
Amount of credit
£1,200.00
Monthly payments
24
Rate of interest
0% fixed
APR
0%
Total amount payable
£1,500.00

How to apply

In store, with our team

  1. Visit a showroom

    Choose your floor. Our team will show you which products are available on finance.

  2. Apply with our team

    Grab a brew while we walk you through the application and help you pick the right term.

  3. Get a decision

    Usually within a few minutes.

  4. Book your fitting

    We arrange your fitting or delivery and give you a copy of your agreement.

Who can apply?

  • Aged 18 or over
  • Lived in the UK for at least 3 years
  • You or your partner employed (over 16 hours a week), self employed, retired with a pension, or receiving a disability benefit
  • A debit or credit card in your name, registered to your address
  • A UK bank or building society current account for the direct debit

FAQs

Yes. You pay back exactly the finance price of your goods, with a 0% APR. There are no fees for the credit.

A deposit is required. Our team will confirm the amount for your order when you apply.

Fitting charges are not included in the credit offer and are paid separately.

Interest free credit is available on selected products with a minimum spend of £500. Ask our team in store which ranges are included.

Interest free credit is available in our showrooms. Online, you can spread the cost with Klarna at checkout.

Contact Novuna as soon as possible, as they can talk through your options. Free, impartial help is also available from MoneyHelper.

Important information

Think carefully before borrowing. Credit is subject to status and affordability, and is only available to UK residents aged 18 or over. Terms and conditions apply. Missing payments could affect your credit rating and your ability to borrow in future.

Jim’s Carpets Ltd t/a Floorstore is a credit broker, not a lender, and is authorised and regulated by the Financial Conduct Authority (FRN FN_FRN). We introduce customers to a limited number of lenders: Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, for interest free credit and buy now pay later, and Klarna Financial Services UK Limited for Klarna payment options. We may receive a commission or other payment from the lender for introducing you, which does not change the amount you pay.

Jim’s Carpets Ltd, registered in England No. 01220080. Floorstore Group, Unit 2 Orion Way, Off Far Lane, Leeds, LS9 0AR.